![](https://vamortgagecorp.com/wp-content/uploads/2021/04/shutterstock_191273030.jpg)
Yes, it is possible to buy a home now and refinance at a lower rate later. This is called a “buy now, refinance later” strategy. There are a few things to keep in mind if you are considering this strategy: You will need to make sure that you can afford the monthly mortgage payments at …