What’s Changed in the Industry? The Post-COVID Mortgage Landscape
The COVID-19 pandemic reshaped many industries, and the mortgage sector was no exception. As we move further away from the...
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Fixed vs. Graduated vs. Interest-Only Mortgage Amortization
When selecting a mortgage, one of the most critical decisions is choosing the right amortization schedule. This choice significantly impacts...
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Financing Home Improvements with Renovation Loans
As a mortgage originator, I often encounter homeowners and buyers looking for ways to finance their home improvement projects. Renovation...
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The Importance of Employment History in Mortgage Approval and How Job Changes Impact Your Chances
When you're applying for a mortgage, lenders scrutinize several aspects of your financial life to determine your eligibility. One crucial...
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What’s Ahead For Mortgage Rates This Week – July 22nd, 2024
The week after the inflation data reports was expected to be relatively quiet, with the most significant event being a...
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How to Manage a Mortgage After a Career Change
A career change is usually an exciting journey, it offers new opportunities and growth. It can also bring challenges when...
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Can You Refinance a Reverse Mortgage Loan?
When you first opted for a reverse mortgage, it might have felt like the perfect solution to tap into your...
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Hard Inquiry vs. Soft Inquiry — What’s the Difference?
Most people know that your credit score can drop if you miss a payment or have a new collection filed...
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Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo
When you're shopping for a condo, there's a bit more on your plate than just the typical homebuying concerns like...
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What’s Ahead For Mortgage Rates This Week – July 15th, 2024
With lofty expectations, the CPI delivered a lower-than-expected inflation increase, leading to a positive uptake across many lending partners and...
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What’s Ahead For Mortgage Rates This Week – July 15th, 2024
With lofty expectations, the CPI delivered a lower-than-expected inflation increase, leading to a positive uptake across many lending partners and...
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The Difference Between Pending And Contingent Deals
The real estate market can be a bit confusing, especially when you encounter terms like "pending" and "contingent" deals. Understanding...
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House Hacking Pros And Cons Explained
Have you ever heard of house hacking? It's a real estate strategy that allows you to live in a property...
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Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History
Building a credit profile from scratch can be a daunting task, especially for those who have no credit history. These...
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Green Mortgages Financing Energy Efficient Homes
A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored...
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What’s Ahead For Mortgage Rates This Week – July 8th, 2024
With the FOMC Minutes coming precisely within expectations, there is once again a lot of optimism that the Federal Reserve...
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The Pros and Cons of Mortgage Life Insurance
Mortgage life insurance is a type of policy designed to pay off your mortgage in the event of your death....
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Celebrating Independence Day: More Than Just Fireworks and BBQs
While fireworks, barbecues, and parades are fundamental to our 4th of July celebrations, the spirit of Independence Day runs much...
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How to Read Your Mortgage Statement: What to Look For and How to Ensure Its Accuracy
Your mortgage statement is an important document that provides detailed information about your home loan. Understanding it can help you...
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Understanding Graduated Payment Mortgages
When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially...
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